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Assistive Technology & Business Loans For Floridians with Disabilities


What is the New Horizon Loan Program?

The New Horizon Loan (NHL) Program is an alternative assistive technology finance program under the Assistive Technology Act of 2004, Section 4 (e)(2)(A) designed to assist individuals with disabilities to borrow money at reasonable interest rates for the purchase of assistive technologies. Our New Horizon Business Loan Program is a similar program that can assist qualified persons with disabilities who are seeking employment through self-employment opportunities. These are low interest rate loan programs that may offer below market interest rates that can help keep your loan payment low along with no prepayment penalty features.

The NHL Program offers a user-friendly loan application, which requires a qualifying credit and debt to income criteria review, before we can proceed to a loan closing for the assistive technology that you need. In addition, the NHL Program staff offers unique consumer responsive services not often found through more traditional lenders.

Consumer responsive services include:

  • Assistance to try to identify other potential funding sources for assistive technology acquisition
  • Guidance/recommendations for selection of assistive technology devices
  • Assistance with identifying and locating assistive technology vendors
  • Guidance to help resolve credit report errors
  • Guidance to credit repair resources
  • The Program may be able to assist with additional options to avoid loan defaults

What is Assistive Technology?

An Assistive Technology (AT) device can be any item, piece of equipment, or product system, whether acquired commercially, modified, or customized, that is used to increase, maintain, or improve functional capabilities of individuals with disabilities, including but not limited to communication, self-care, education, employment, mobility, and recreation.

Just a few examples of AT can include: Hearing Aids, Low Vision Aids, Home Modifications/Environmental, Controls, Communication Devices, Durable Medical Equipment, Adapted Computers, Modified/Accessible, Vehicles, Recreational Equipment.

The New Horizon Loan Program originated through the U.S. Department of Education, Rehabilitation Services Administration and is a program within the Florida Alliance for Assistive Services and Technology, Inc., a not-for-profit 501(c)3 organization. The program is sponsored by the Florida Department of Education/Division of Vocational Rehabilitation and the State of Florida.